Perhaps you have been planning to go on a vacation, and your plans are side tracked time and time again due to lack of funds.  In this economy we are using our vacation money just to pay bills.  So maybe our vacation should be a part of our weekly or monthly budget as well.  It is just as important to have a break from the work, from bills, from household problems, and take time to regroup and spend time with the people who are most important to you.

You do not have to go on an extravagant vacation.  A great vacation on a budget is staying home, maybe pitching a tent in the backyard and cooking on the grill all week.  You don’t have to get up every morning and go to work and you will still get some much needed rest, especially if you turn the telephone off and pretend like you are not home.  However, maybe you would like to get away, spend some time in a place you have never seen before.  Even on a tight budget you can do this as well.

However you choose to put your budgeted money aside, make one more spot for your vacation dollars.  Tell yourself that you will go on your vacation when you have enough money put aside to do exactly what you want to do.  A lot of people use the envelope system for their budgeting.  They put money in separate envelopes every week, money for food, money for the electric bill, etc.  Well, add one more envelope for the vacation fund and don’t stretch yourself too thin.  Make an allowance that is reasonable and that you can stick to.  Put that money away every week or every other week, and before you know it, you will be sipping fruity drinks with umbrellas under the vacation sun.